Privacy Policy
This Privacy Policy is an important part of SHOBHAKANSHA FINANCIAL SERVICES PRIVATE LIMITED's Rupee Pulse App's commitment to protecting and maintaining the security of the personal information and data of platform users. It outlines the practices and measures we take to ensure the security and confidentiality of your information.
Introduction
Thank you for choosing Rupee Pulse app (the”Application”). Your privacy is important to us, and we are committed to protecting your personal information. By using the Application, you consent to the collection, use, and sharing of your information as described in this Privacy Agreement. This document details how we handle your data to ensure a secure and reliable service experience.
We emphasize the importance of protecting your personal information and being transparent about how we collect, use, store, transfer, disclose, and dispose of information from your use of our products, services, and mobile applications.
Data We Collect
We collect the following categories of data, each with a specific purpose and retention policy:
Personal Information
We collect your personal information such as your name, marital status, number of children, date of birth, phone number, email address, residential address, occupation, monthly income. This information helps assess your qualifications and prevent fraud. The data will be securely uploaded to our server and deleted after the assessment is completed.
App List
We may collect and access the list of apps installed on your device (App List) in order to provide more personalized services, optimize user experience, and ensure the normal operation of this app.
App list access is solely for fraud prevention and credit risk assessment. We do not use this data for product marketing without your separate consent.
Please rest assured that your app list information is only used for related services within this app, will not be used for other unauthorized purposes, and will strictly comply with relevant privacy protection regulations.
Device Information
In this privacy agreement, we may collect your device information, including device model, operating system version, device unique identifier, screen resolution, and network status. This information is collected to optimize our service experience, such as improving application performance, resolving compatibility issues, enhancing security, and preventing fraud. In addition, device information helps us analyze user usage behavior in order to provide you with personalized services and loan product recommendations.
SMS Information
We only collect financial SMS data related to salary credits, bank debits/credits, repayment confirmations and overdue alerts. Only messages received within the past 180 days are collected to ensure accuracy and relevance. This information supports credit assessment, loan-product matching, and risk profiling. It is uploaded to our servers and automatically deleted once a credit decision is made.
Approximate Location
Approximate location is collected only during active loan processing to verify whether you are within the geographic scope of our services, ensuring we can provide you with applicable services.
We promise to collect information only with your consent and strictly follow privacy protection regulations to ensure that your personal data is properly handled and securely protected.
Instructions on the use of personal information
The personal information we collect will be strictly used for the following purposes to ensure service quality and information security:
1. Optimize service experience: By analyzing user needs and usage habits, continuously improve service content, function design and interactive experience to provide you with services that better meet your needs.
2. Compliance guarantee: Strictly abide by applicable laws, regulations, industry norms and relevant legal procedures, and fulfill the statutory responsibilities and obligations for the use of information.
3. Security protection mechanism: used for fraud detection, suspicious activity identification, effective prevention of risks such as duplicate account registration, and protection of your account security and transaction security.
4. Accurate service matching: Based on information, evaluate your loan qualifications and provide you with more suitable credit products and preferential plans.
Data Security
Your data is protected using industry-standard security measures, including:
1.SSL encryption during data transmission
2.Strict access controls and monitoring
3.Secure storage and automatic deletion after use
4.Regular security updates and audits
Other Important Information
Children's Online Privacy: The Rupee Pulse Service is not directed to, nor intended for use by, minors. Rupee Pulse does not knowingly collect personal information from minors. If you are under 18, please do not submit any personal information through the Service.
Updates to Rupee Pulse's privacy policy
We may update our Privacy Policy from time to time to reflect changes to our businesses and to account for changing privacy laws. We will obtain your consent to any material changes if and where this is required by applicable laws. Please review this Privacy Policy periodically, and especially before you provide any Personal Information. This Privacy Policy was last updated on the date indicated above. Your continued use of the Services after any changes or revisions to this Privacy Policy shall indicate your agreement with the terms of such revised Privacy Policy.
Contact Us
If you have questions about this Privacy Policy, feel free to contact us as follows:
Email: info@rupeepulse.in